Reference

Terms and Conditions That Govern Your baji999 Account

Before you open an account with baji999, these terms set out what you agree to, what we commit to, and how your account operates within the bounds of…

Applies to all India account holdersGoverns deposits via UPI, Paytm, PhonePeCovers account security and data handlingSubject to local law and jurisdiction
baji999 Terms and Conditions That Govern Your baji999 Account
REACH OUR POLICY TEAM

Contact Us About These Terms

If any clause in these terms is unclear, or if you believe your account has been handled in a way that contradicts what is written here, our support team is available to clarify, investigate, and resolve the matter. Raise your concern through any of the channels below and we will respond with the relevant policy reference.

Team online

Live Chat

Available around the clock inside your account dashboard. Describe your terms-related query and an agent will pull up the relevant clause and explain how it applies to your account.

Email Support

Send a detailed written query to our support address. Email is recommended when you need a written record of our policy position — we aim to respond within 24 hours of receipt.

Help Centre

Our on-site help section contains the full terms document alongside plain-language summaries. Search by keyword to locate the specific clause that applies to your situation.

HOW WE UPHOLD THESE TERMS

Data, Security and Account Conduct Under Our Policy

These terms exist to make the relationship between baji999 and you transparent and enforceable.

Data Storage

Account data you submit at registration — name, address, payment details — is stored on encrypted servers.

Cookie Policy

We use session and analytics cookies to maintain your login state and improve page performance.

Account Security

Your account is protected by password authentication and, where enabled, two-step verification. Never share your login credentials.

Data Retention

We keep transaction records — including UPI, Paytm and PhonePe deposits and withdrawals — for a minimum period required by…

Your Right to Correct Data

If your registered name, contact number or linked payment account is incorrect, submit a correction request through email support.

Account Closure

You may request permanent closure of your account at any time by contacting support.

Common Questions About These Terms and Conditions

The questions below address what account holders in India most commonly ask about their rights, their data, and how these terms apply to day-to-day account activity. If your question is not listed here, our live chat team can point you to the relevant clause.

Yes, these terms apply to any account holder accessing the platform from India where local law permits such access. It is your responsibility to confirm that participation is lawful in your specific state or territory before proceeding.

We may update these terms at any time. When we do, the revised version is published on this page with an updated effective date. Continuing to use your account after that date means you have accepted the changes as written.

We collect the name, date of birth, contact details and payment information you provide at registration. This data is used to operate your account, process UPI, Paytm or PhonePe transactions, and meet applicable Indian record-keeping requirements.

We retain transaction records for the minimum period required under applicable Indian financial law. Personal data is kept only as long as your account is active or as legally required; after that it is anonymised or deleted per our internal schedule.

A breach of these terms may result in temporary suspension or permanent closure of your account. Any balance subject to a breach investigation will be held until the matter is resolved. We will notify you via your registered email during this process.

Send a correction request to our email support address with the relevant identity documents attached. We verify and update the record within three business days. Changes to payment-linked details such as a UPI handle may take slightly longer to verify.

Contact our support team via live chat or email and request permanent closure. Any pending withdrawal to your registered UPI or bank account is processed first. Once closed, the account cannot be reactivated under the same credentials.